DGJA provides partial downside protection against S&P 500 losses while capturing upside to a cap, plus additional returns linked to digital asset performance. This hybrid structure targets investors wanting equity exposure with a safety net and crypto kicker.

How It Works

The fund uses a FLEX options package to create a one-year outcome period starting each January. It buffers the first 10-15% of S&P 500 losses while capping gains around 15-20%, then adds a digital asset return component through derivatives. The buffer resets annually, and the fund must be held through the full period to realize the defined outcomes.

Key Features

  • Dual return sources: buffered S&P 500 exposure plus digital asset performance overlay
  • Annual reset in January provides fresh downside protection each year
  • No direct crypto holdings — uses derivatives for digital asset exposure

Risks

  • Losses beyond the buffer (typically 10-15%) are fully absorbed — a 30% market drop means ~15-20% fund loss
  • Upside cap limits gains in strong markets — missing returns above ~15-20% annually
  • Digital asset component could be worthless if crypto markets crash, reducing total returns

Who Should Own This

Best for investors with 12+ month time horizons who want S&P 500 exposure but fear near-term drawdowns. The crypto overlay appeals to those wanting digital asset participation without direct holdings. Requires understanding that mid-period purchases won't get full buffer protection.